“Work hard, Play Hard!” Have you ever heard that saying? When we go on vacation, we may expect to play hard; however, we may not think of the devastating financial consequences a medical emergency may pose, or even any interruption to our travel plans along the way. It is unlikely that your Provincial Health Plan will cover emergency medical costs when you are outside of Canada, and you may not have a Group Insurance Travel Plan which protects you against these risks. These costs can potentially be in the hundreds of thousands of dollars, depending on the severity of the medical emergency and care provided. Did you have to be airlifted to the nearest hospital? How many days did you have to stay at the hospital? Were x-rays and other diagnostic tests performed? All of these things carry significant costs. Many of the plans I can offer you will cover up to $10,000,000 in emergency medical coverage, as well as the option to protect yourself against unexpected trip cancelation or interruption. Before you go on your next trip, please call me to discuss your options.

Whether you are studying in another province, another country, or you are an international student studying in Canada, Krizal Financial Solutions can offer you plans that will provide you with up to $2,000,000 in emergency and non-emergency medical coverage. Typical benefits that are covered are: Hospital, Health Services, Dental Services, Transportation, Non-Emergency Benefits, and even reimbursement of your tuition up to a prescribed maximum. You have planned well enough for your studies – don’t make the mistake of not planning for a medical emergency!

You must be excited about your international family and friends visiting you in Canada! Lots of places to see, people to visit and new and exciting activities to try. Don’t let a medical emergency drain their finances, or yours for that matter. There are plans available that will cover your visitors for anywhere from $15,000 to $150,000 in emergency medical benefits. If you happen to have an international parent or grandparent visiting you in Canada under the Super Visa Program, it is mandatory for them to carry up to $100,000 in coverage from a Canadian Insurer for a period of one year from the date of entry. Feel free to reach out to me to discuss available plan options for your international visitors.